Renting a car can be a convenient and affordable way to get around, whether you’re travelling for business or pleasure. But before driving off the lot, it’s important to understand your insurance options and costs. For those renting from Ace Rental Cars, here is a comprehensive guide to navigating Ace rental car insurance costs and coverage.
First, a quick introduction to Ace Rental Cars for those less familiar with this car rental company:
When renting from Ace, there is some basic insurance coverage you are required to have:
This mandatory basic coverage is factored into the standard daily rental rate at Ace. But there are limitations, so many renters opt to add supplemental coverage.
Ace offers renters two supplemental insurance options to limit financial liability and risk.
This more premium coverage option includes:
Ace PLUS runs around $25-45 NZD ($15-$30 USD) per day depending on the vehicle class.
The more affordable option that still reduces liability:
Ace Basic costs approximately $15-25 NZD ($10-$15 USD) extra per day for the added security.
The daily rate for Ace PLUS and Basic depends on several factors:
So a Mercedes rented for a week in Auckland over Christmas could pay $700+ NZD for Ace PLUS. While an economy car in Melbourne for two days in October may only cost $60 NZD.
Rather than buying coverage from Ace, some renters consider using their own car insurance policy, credit card coverage, or a third party insurer. There are pros and cons to weigh:
Ace Rental Car Insurance
Third Party Insurance
If going the third party route, be sure to check that the provider actually covers rentals in Australia and New Zealand. Also verify it meets Ace’s minimum liability requirements so you don’t end up paying for two policies.
Here are some tips to potentially lower Ace rental car insurance costs:
Taking the time to understand and evaluate the options can ensure you select the most affordable Ace rental car insurance coverage.
If any incident occurs with your rental vehicle, immediately contact Ace to report it and start a claim if necessary. Here’s what to expect:
Ace aims to make the claims process as smooth and simple as possible for renters who opted for coverage. Being organized and transparent will help resolve claims fairly.
To wrap up, here are some top tips for maximizing both savings and protection when renting a car through Ace:
Getting informed on the ins and outs of Ace rental car insurance can give you the peace of mind that comes from knowing exactly what you are responsible for as a renter. With the right coverage suited to your specific trip, you can hit the open road stress-free.
How much does ace rental car hold on a credit card?
A security deposit of 350 USD plus the estimated total of the rental will be held on the card at the time of pickup if using a credit card. If a debit card is used, the deposit will be 500 USD. Debit cards are not accepted for local renters at airport locations without proof of comprehensive insurance.
Can you use a debit card for Ace Rent a Car?
All credit/debit cards that are EMV (chip) enabled are accepted . Visa, Mastercard, Discover/Diners Club, Amex, and bank issued debit cards are accepted as form of payment. Cash and Prepaid cards may be used as a form of payment at the end of the rental. Cash payments must be in exact change.
How much is rental car insurance in Texas?
In Texas, rental car insurance includes standard liability coverage, and you have the opportunity to purchase extra coverages like supplemental liability insurance, personal accident coverage and collision damage waivers. It costs an average of $55 to $60 per day to add all of the optional coverages to your policy.
Does Ace have a shuttle from LAX?
From the LAX airport, Ace car rentals provides free transportation to their location to ensure their renters get to their rental promptly, the booth is open 7 days a week.